FNB Bank

FNB Bank is a Registered Financial Service Provider / NCRCP16

image of FNB Bank

About FNB Bank

Over the years, First National Bank has provided thousands of South Africans with car loans that were not only affordable and offered ideal terms but met their needs and enabled them to purchase the vehicles of their dreams.

To this day, our car loans are the most competitive on the market and work hard to serve the people.

Working Hard for you - our Customer

FNB has some of the best recruitment policies in the country and strive to develop our people through appropriate training, skills development initiatives and further studies. We have one of the best and most appreciated customer service training programmes that ensure our people deal with our customers in a professional, efficient and friendly manner at all times.

What FNB Bank can offer you

FNB is one of the country's largest and most technologically advanced banking institutions offering customers some of the most advanced, affordable and appropriate credit services and products from everyday debit accounts to vehicle and home loans we have the best and widest range.

Financing your Vehicle through FNB

We offer installment sale agreements which offer you between 12 and 72 months to repay the loans and either fixed or variable interest rates linked to prime. With this form of vehicle finance you own the vehicle one your loan is repaid in full. We also offer lease agreement finance which allows you to effectively lease the car and either return it at the end of the loan term or purchase it outright.

In a Nutshell

  •  Loan term minimum 12 months
  •  Loan term maximum 72 months
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option

Securing Vehicle Finance with FNB

FNB has made an effort to make the vehicle purchasing process as simple and stress free as possible.

Our website has a comprehensive collection of information that we highly recommend that you review prior to apply for a loan with us. We recommend that you conduct the necessary research, consider the financial and legal aspects, work out how much you can afford every month and finally use our guides to purchasing a car.

Choose Between Installment Sale Agreement and Lease Agreement

One you have conducted the necessary research it is then time to decide whether you want to opt for a installment sale agreement or lease agreement. If you want to own your vehicle at the end of the loan term that you should opt for the installment sale agreement which will ensure ownership of the vehicle will be transferred to you at the end of the vehicle loan term.

Eligibility & Requirements

  •  Employed full-time
  •  Earning a stable income
  •  Credit check
  •  Valid identity document
  •  Utility bill or other (proof of address)
  •  Bank statements or payslips (proof of income)

Other Products & Services

  • Bank Acounts
  • Credit Cards
  • Saving Acconts
  • Home Loans
  • Business Loans
  • Overdrafts
  • Student Loans
  • Insurance

Contact Details

 Visit Website


 Physical Address

  • 13, Thebe Hoskins House, 4 Breda St & Mill Street, Cape Town, Cape Town CBD, 8001, South¬†Africa

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday 08:30 – 12:00
  •  Sunday Closed –