Rating based on 1,194 reviews
Carfin is South Africa's number one car finance company that offer affordable and flexible solutions to help you get your car financed as quickly as possible.
We have a dedicated call centre that provides support and information to customers as well as online support - so whichever way you choose to contact us you'll get assisted professionally in just seconds.
Specialists in vehicle finance in South Africa
As a specialist vehicle finance provider we know our industry well and are able to offer expert advice and finance products catered to meet your needs. Unlike banks and other credit providers who will likely offer you a personal loan rather than a specific vehicle finance option, we save you time and money and meet your needs.
What Carfin can offer you
We offer car finance and car refinancing to South Africans nationwide.
Whether you're looking to access a personal loan and therefore refinance your existing car loan or looking to buy a new or used car for the very first time Carfin can offer you an ideal solution to meet your needs.
Car, boat, motorbike and caravan finance
We offer two distinctive car financing options - that of an instalment agreement and residual purchase. An instalment agreement is where a contract is developed between the purchaser and lender and a fixed loan term offered. We also offer car refinancing for those who wish to switch to a more flexible and affordable finance product.
0 % Per annum
In a Nutshell
- Average processing time 24 hours
- Online application
- Secured loan option
We offer car finance and car refinancing to South Africans nationwide
Carfin is particularly proud of our 15-second pre-approval system which is unique and allows you to find out if you qualify for a vehicle loan.
One of the things that make us unique is our simple online loan application process which takes only a few minutes to complete and will have you approved quickly.
Types of vehicles we finance
The majority of financing that we deal with is for sedan and hatchback motor vehicles however, we also offer motorbike and caravan finance. We provide finance for both new and used vehicles but cannot offer finance for vehicles and bikes older than 10 years.
To apply for one of our loans
To apply for one of our loans you will first need to do the pre-qualification.
You can find your pre-qualification form on apply now. All you have to do is place your name and surname and follow through by answering all the questions. Once you have completed the press next and go on to the following sections.
Finding out your loan payments
We offer you car loans from R20000 to R10000 and you have up to 72 months to pay your loan back or 6 months if you wish to pay your loan back quicker. You will be able to see how much you would like to loan. If you would like to loan the amount for 72 months you will see how much you will be paying back every month from our calculator. You can even see how much you will be paying back on the full amount with a 10.5% interest rate.
We offer you the loans that count
The refinancing loan- in this day and age most when you get a car you do not bank on the fact that the interest rates may change. Due to our economy, most of the companies add on to the interest rate if it is not fixed interest. We as a company care about you and that is why we don’t want to see you lose your vehicle.
Eligibility & Requirements
- Employed full-time
- Credit check
- Valid identity document
- Utility bill or other (proof of address)
- Bank statements or payslips (proof of income)
Other Products & Services
- Vehicle Finance
Customer Reviews & Testimonials
When I applied for my car loan Carfin helped me save on my loan advising me which would be the better option for me happy to say got the best service.
— East Rand —
I contacted Carfin when I needed assistance to refinance my bakkie without them I wouldn't be able to afford my new car
— Sandton —
Applying for my car loan was easy and when using the calculator I found the perfect loan and was driving my car in a few days. Couldn’t have gotten better service!
— Pretoria —