First National Bank

First National Bank is a Registered Financial Service Provider / NCRCP16

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About First National Bank

First National Bank is the most innovative, functional and efficient bank in South Africa with the country's most comprehensive and unique range of financial management, banking and lending products from personal loans to property loans and business finance solutions for small to large companies.

Giving Bank and Making a Difference

One of the aspects of our business that we cherish and value most is our ability to give back to the people and communities that we work so hard to serve.

We do this through a range of social investment programmes and initiatives that do everything from increasing access to basic sanitation to supporting local business owners who deserve more than just a foot in the door.

What First National Bank can offer you

We offer student loans from R4,000 to R80,000 with highly flexible repayment structures which mould to suit your financial needs and study goals.

Our student loans will cover study fees, books and on campus accommodation for full time students.

Other Products and Services from FNB

We offer personal loans from R1,000 to R150,000 with low interest rates and flexible repayment terms of up to 60 months.

We offer home loans for first time home buyers, property investors, those looking to build their own home and foreign nationals.

In a Nutshell

Securing your Student Loan with First National Bank

In order to apply for a loan with FNB you must be over 18 and have proof of acceptance at a South African tertiary education institution.

You must also provide a copy of your ID and that of your sponsor, proof of residence, 3 months bank statements and a payslip or 6 months bank statements for the self employed.

Pay Only Interest While Studying

While studying you will only be required to make repayments in the form of interest.

For full time students this is usually done by a parent or family member who is also the sponsor or guarantor for the student loan.

Once you’ve graduated you will then be expected to begin making monthly repayments on the principal loan amount.

Eligibility & Requirements

Other Products & Services

  • Bank Acounts
  • Credit Cards
  • Saving Acconts
  • Home Loans
  • Business Loans
  • Overdrafts
  • Student Loans
  • Insurance

Contact Details

 Visit Website


 Physical Address

  • 13, Thebe Hoskins House, 4 Breda St & Mill Street, Cape Town, Gardens, 8001, South Africa

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday 08:30 – 13:00
  •  Sunday Closed –