Xcelsior is a Registered Financial Service Provider / NCRCP4752

image of Xcelsior

About Xcelsior

When you need a fast loan Xcelsior can offer it to you in a fraction of the time it would take you to get it from a bank and with no credit check or paper work.

Our loans are ideal for cash flow shortages and emergencies and car be repaid in affordable monthly installments that won’t break the bank.

Get Money in Your Account Fast

We offer secured short-term micro-loans that can be used to pay bills, buy groceries, put petrol in the car and even be used as travel money among many other uses.

Our loans are flexible, affordable and can be credited into your account on the same day that you apply! 

What Xcelsior can offer you

At Xcelsior we offer people quick loans with no credit check in exchange for an item of value.

From boats and cars to watches and jewelry we accept a wide range of valuable and appraise them using the expert knowledge and experience we've gained over the years.

Borrow up to R 500,000.00

At Xcelsior we do not have a strict minimum or maximum short-term loan amounts as each valuable and each situation is different.

We will make you a loan offer based on the value of your item and you can take out a quick loan from R 5,000 to R 500,000 in just a few minutes.

In a Nutshell

  •  Loan minimum R 5,000.00
  •  Loan maximum R 500,000.00
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Bring us your Item and get Cash on the Spot

You can begin your loan application online by filling out a form and making an appointment to bring in your item for appraisal.

Once you've come in and had one of our staff appraise your item we will make you a loan offer, prepare the necessary agreement and have you sign it. You will then get your short-term loan on the spot!

Applying for a Loan with Bad Credit

With all the great short term loan features and benefits that you get when you choose Xcelsior - you'll go from broke to paid in just a few hours with no paperwork and no red tape.

If you have bad credit or are blacklisted our loans are ideal for you since we do not run credit checks and will merely need to confirm that you are earning a stable income and can afford to make the repayments as per the agreement.

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Active email address
  •  Mobile
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Short Term Loans

Contact Details

 Visit Website


 Physical Address

  • Building 2, Villebois Office Park Cnr De Villebois & Jacques Streets Moreleta Park, Gauteng, Pretoria, 0044, South Africa