Rating based on 500 reviews
Finding a short-term lender isn't as easy as you may think.
While banks and large credit providers like to stick to working with the big bucks, the smaller lenders generally don’t offer sufficient credit to cover the needs of most customers.
At Mulah we offer decent-sized loans that can be repaid on your very next payday.
We're reliable and have the infrastructure to keep our promises
With a combination of great staff, a highly advanced online loan application and processing wizard and great rates, Mulah is the leading provider of quick cash loans in South Africa.
People trust us because we give them many reasons to and, we never let them down because we have the infrastructure to get things done!
What Mulah can offer you
Whether you're a recent university graduate whose working for minimum pay or a single parent working long hours - money can be tight and when something unexpected comes up you may find yourself simply unable to cope.
This is where we come in
We offer affordable short-term loan to South Africans to help deal with scenarios such as these.
Our payday loans of up to R2,500
At Mulah we have an easy three-step payday loan application procedure that was designed by our forward-thinking founders. Our payday loans are in accordance with the National Credit Regulator's regulations and our interest is capped at 60% per annum.
0 % Per annum
In a Nutshell
- Average processing time 1 hour
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Our reliable short-term loan will see you through any cash emergency
Whether you have good credit or need a loan for blacklisted people - we can help you today!
All you need to do is visit our site and get started!
Protecting your privacy and ensuring a secure application
As an innovative leader, we use some of the most advanced security technology to make sure the information that you provide us with remains safe and private.
Your quick cash loan application will remain confidential and we will always keep the communication line open.
Use our loan slider to see how much a loan will cost you
We make deciding on an ideal loan amount and loan term simple with our loan calculator sliders on our website which will show you exactly what you'll be expected to repay each and every month on your personal micro-loan.
How can I ensure that my short term loan application gets approved?
The only thing you can do to ensure that your short term loan gets approved is by keeping your credit profile in good standing. When a client applies for an advance, we always check that their credit profile will be able to afford another loan.
This means you shouldn’t take any kind of loan, you should be picky about the credit you apply for. The only time you should take a credit plan is when you are in a financial emergency. Being approved for a short term loan is not easy so if you want to increase your chances of being given the green light every time, ensure that you don’t spend money if it is not necessarily. If anything, you should save as much as you can.
Can I settle my loan earlier than the expected date?
If you have an excess of money in your disposal and would like to settle your short term loan earlier than the required date, you are welcome to do so. This will mean you have one credit plan to worry about. The customer will also get a brownie for showing such financial dedication towards their loan application. Applying for credit in future will not be difficult
Eligibility & Requirements
- Employed full-time
- Credit check
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Payday Loans
- Short Term Loans
Customer Reviews & Testimonials
Mulah gave me a short term loan to sort out my financial emergency. I will be forever grateful to Mulah for helping me during such a difficult time.
— Mthatha —
The short term loan application that Mulah uses is so convenient and easy to use.
— Germiston —
I called Mulah to see if I qualify for a short term loan application and I was assisted by the friendliest consultants.
— Western Cape —