About Lifestyle Personal Finance
Our services and products are designed to meet the credit needs of South African’s quickly and at a good rate.
We offer short term loans that can be used for a range of needs including paying bills, purchasing appliances and travelling.
We're Here to Help you
With a range of quick cash products Lifestyle Personal Finance can be trusted to get you the money you need quickly and with no hassle.
Our staff are well trained and here to assist you with your every need - be it help with your application or help with your loan repayments.
What Lifestyle Personal Finance can offer you
Lifestyle Personal Finance is an authorized agent of First National Bank and is able to provide low rate personal loans to people who are not FNB customers.
Our loans are superior to other alternative credit providers since our rates are lower, our loan amounts are higher and our loan terms are more flexible.
Our Micro Loan Products
Our Micro Loan act as short-term cash loans and range from R1,000 to R15,000 and can be obtained by anyone who is a holder of a South African ID, is employed full time and is over the age of 18.
Our loan terms range from 30 days to 12 months although, we also offer longer loan terms for other credit products.
In a Nutshell
- Loan minimum R 1,000.00
- Loan maximum R 15,000.00
- Loan term minimum 1 month
- Loan term maximum 12 months
- Average processing time 2 to 24 hours
- Online application
- Unsecured loan option
- Early repayment
Get a Micro Loan Online in under an Hour
Although our short term cash loans are highly versatile and can be used for anything from paying bills to going on holiday we do not recommend that customers use them to consolidate debt as the terms are too short but, we also offer debt consolidation loans and you can contact us to enquire about this product.
Signing your Loan Agreement
Once we've sent you your loan agreement form it is your responsibility to read through the details provided therein, ensure you personal details are accurate and verify that you understand the terms and conditions.
You should also ensure that you understand the costs and repayment schedule of your short term loan. Once you've signed the agreement and returned it to us we will credit your account within the hour.
Eligibility & Requirements
- Employed full-time
- Credit check
- Recent pay slips
- Bank statements
Other Products & Services
- Personal Loans
- Student Loans
- Micro Loans
- Debt Consolidation
- Payroll Loans
- Unsecured Loans