InstaLoan is a Registered Financial Service Provider / NCRCP7380

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About InstaLoan

We’re a leading credit provider that is available online 24 hours a day to take care of all you quick cash loan needs.

We pride ourselves in offer the best customer service, the quickest loan turnaround times and the most affordable repayment terms among our competitors.

Personalized Service to Every Customer

Unlike large lenders who only look at customers as a number we offer each and every individual a personalized service that gets to the core of their needs.

Whether you need to get a short-term loan for an upcoming family holiday or need to pay for some expensive repairs on your car we can help you quickly and efficiently.

What InstaLoan can offer you

At InstaLoan we simply offer small, short-term micro loans to South Africans who need credit in a hurry.

Our loan application is non invasive, simple and takes only 6 minutes to complete. InstaLoan has partnered with mobile network giant MTN and is one of the most reliable and popular lenders in South Africa.

We Deliver on our Promises

Our fast cash loans range from R1,000 to R5,000 and we have a loan repayment term of between 2 and 6 months.

We are registered as a financial services provider with the National Credit Regulator and abide by the required code of conduct. Our interest is capped at 248% per annum.

In a Nutshell

  •  Loan minimum R 1,000.00
  •  Loan maximum R 5,000.00
  •  Interest rate 110% to 248% per annum
  •  Loan term minimum 2 months
  •  Loan term maximum 6 months
  •  Average processing time 2 to 24 hours
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Get your InstaLoan Today!

Applying for a loan with us is simple and takes just 6 minutes.

All you need to do is make your way to our website and fill in our online loan application form.

We will ask you to provide us with your personal and contact information as well as your employment details. You will then have to upload your supporting documents before we will send the cash to your account.

Applying for a Loan as an Existing Customer

Are you an existing customer? If so all you need to do to apply for a short-term loan is log in by entering you username and password. All of your details from your previous loan with us will have been saved and you will merely have to tell us how much you want before you'll be instantly approved.

Our customer service staff are available to assist you with all of your questions, queries and issues - simply call or email us to get immediate assistance! 

Eligibility & Requirements

  •  Credit check
  •  Good credit history
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Short term loans
  • Personal Loans

Contact Details

 Visit Website


 Physical Address

  • 1st Floor, Island House Constantia Office Park Weltevreden, Johannesburg, Randburg, 1709, South Africa