FNB is a Registered Financial Service Provider / NCRCP16

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About FNB

As one of South Africa's largest and most respected banking corporations our products and services reflect the needs of our customers.

If you need a short-term loan and have no time to pop into a branch to apply for it - FNB have the perfect credit solution for you.

Building Relationships with our Valued Customers

We believe that the key to the success of our business is in working just as hard to develop a good, long-term relationship with our customers as providing affordable and flexible quick loans. We work hard to let you know that we're here to help! 

What FNB can offer you

FNB offer South African's low fee banking accounts, check and overdraft accounts, reward bearing credit cards, savings and investments accounts that are designed to help you reach your financial goals and personal loans with flexible loan amounts and loan terms that will work with your budget and meet your needs.

Need a Temporary Loan?

FNB understands that life happens and that when it does you need a financial partner by your side that can provide you with the quick loan that you need.

We offer a temporary loan that you can repay within 31 days. With this loan you do not need to fill out any paperwork and you must be an existing FNB customer.  

In a Nutshell

  •  Loan minimum R 1,000.00
  •  Loan maximum R 150,000.00
  •  Interest rate From 10.5% per annum
  •  Loan term minimum 31 days
  •  Loan term maximum 60 months
  •  Average processing time 1 to 48 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment

Apply for a Temporary or Personal Loan

If you are an existing FNB customer you are likely already approved for one of our very handy temporary loans.

If so, all you need to do is click on the link and accept the terms and conditions for your loan to be instantly credited to your account. If you require a larger loan than our temporary loan offer or need a longer repayment term you can apply for a personal loan online.

Is a Personal Loan Right for you?

If you need a loan that ranges from R1,000 and R150,000 and would like a longer repayment term than our personal loans are ideal for you.

FNB offer some of the lowest interest rates in the country and can provide you with up to 60 months to repay the loan.

To apply all you need to do is visit your local FNB branch or log into your online banking account and fill in out online loan application.

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Good credit history
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • Bank Accounts
  • Savings and investments
  • Home Loans
  • Personal Loans
  • Student Loans
  • Vehical Finance¬†

Contact Details

  •  087 575 9404
 Visit Website


 Physical Address

  • 97 Long St, Cape Town, Cape Town City Centre, 8000, South¬†Africa

Opening Hours

  •  Monday 09:00 – 16:00
  •  Tuesday 09:00 – 16:00
  •  Wednesday 09:00 – 16:00
  •  Thursday 09:00 – 16:00
  •  Friday 09:00 – 16:00
  •  Saturday 08:30 – 12:00
  •  Sunday Closed –