SA Home Loans

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About SA Home Loans

One of the main features of SA Home Loans that truly sets us apart from the large banks is that we deal only with home loans and have a massive team of staff who are specialists in the field.

In addition, our focus is on you and your needs and we will always approach your loan application with an open mind.

A Fully Comprehensive Home Loan Service - Designed to get you Financed Faster

Another thing that makes us unique is that we are able to assist our customers with everything from securing the finance and purchasing the home to registering the home in your name - if it's got something to do with property ownership than we're the go to guys!

What SA Home Loans can offer you

At SA Home Loans we offer 3 specific home loan products which include the variable home loan, the 30 year home loan and the edge home loan.

The Variable Home Loan

This option is the most popular and offer you an interest rate that is tailored to your credit history. The maximum loan term is 20 years and you can get a personal loan 3 days after signing the agreement to refurbish your new home or use as you like.

The 30 Year Home Loan

This is a home loan with a loan term of 30 years and also offer an interest rate that matches your credit profile. This is ideal for those who wish to secure a lower monthly mortgage installment.

The Edge Home Loan

This home loan product is unique in the industry and allows customers to repay only the interest on their home loans for a period of up to 36 months after which the variable interest rate is then applied.  At the end of the term the entire loan is repaid.

In a Nutshell

  •  Floating-rate home loans
  •  Interest rate 9.25% - 10.4% per annum
  •  Loan term minimum 20 years
  •  Loan term maximum 30 years
  •  Online application
  •  In-store application

Applying for a Home Loan with SA Home Loans

One of the things that we've become well known for over the years is our commitment to our customers.

We are an understanding credit provider that truly wants to make sure your dream of owning your own home becomes a reality.

Using our Long List of Resources

Buying a home is no small purchase - so you need to do all the research you can and ensure that you understand all the terms, conditions, features, costs fees and so on. To help you understand the home buying process we have made a range of resources available on our website to help you.

You can use our loan calculators, go through our list of official links, find out everything you need to know about buying your first home and find out more about our products and services on our website.

Eligibility & Requirements

Other Products & Services

  • Home Loans

Here’s a short video about SA Home Loans

Contact Details

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 Physical Address

  • 2 Milkwood Crescent Milkwood Park, Durban, La Lucia Ridge, 4051, South¬†Africa