Rating based on 1,531 reviews
First National Bank is South Africa's leading financial services provider that offers customers a comprehensive range of credit and transaction services.
From personal loans that can be obtained online to affordable home loan products that cater to a variety of needs and people.
Our customer service is our priority
FNB strives to attend to our customers quickly and with professionalism and speed whenever they interact with us. Our customer service agents and employees all undergo extensive training and bring experience, expertise and excellent customer service to the table.
What FNB can offer you
We are a leader in offering tailored financial products that meet the needs of our customers and strive to offer a personalized service in all our offerings.
Our extensive range of home loans
FNB offers an extensive range of home loan products from Sharia'ah compliant home loans for our Islamic clients to home loans for non-residents looking to purchase property in South Africa. We offer home loans for those who which to build a new home and those looking to buy an existing home. Visit our website to find out more about our range of home loan products and find the one that suites you best.
0 % Per annum
In a Nutshell
- Fixed-rate home loans
- Floating-rate home loans
- Online application
- In-store application
With lower interest rates & outstanding service, we are the preferred home loan lender in SA
Before you begin your online loan application we recommend that you visit our website and find out more about our home loan range.
We also have a comprehensive package of information that will take you through each and every step in buying a home in detail.
We offer the following home loan products:
- Home loans to buy a property
- Home loans to build a property
- Sharia'ah Home Loans
- Foreign choice home loans for non-residents
- Switching to an FNB home loans
Buy a property as an individual, with a spouse or as a company
At FNB you can purchase a property as an individual, with your spouse as a joint applicant or as a company. You can even apply for a 100% home loan - which means that you can buy the home of your dreams right now! The interest rate that you'll be offered will depend on your individual credit risk profile.
Our innovative online platform
FNB prides itself on being an innovative financial institution. We aim to stay up to date with trends and understand that our clients are busy people who need access to information quickly and do not have the time to go stand in line at the bank for hours on end just to apply for a loan, get fees to estimate or manage their accounts and repayments. FNB allows its clients to do each of these things from the comfort of their homes or offices, all online.
On our website we provide clients and potential clients access to all the information they could need, as well as an online loan and fees calculator which allows our clients to determine how big of a loan amount they qualify for, the interest rate attached to their loan, the rates and fees payable on all loan amounts, as well as determine which loan term works best for their needs.
Eligibility & Requirements
Other Products & Services
- Bank Acounts
- Credit Cards
- Saving Acconts
- Home Loans
- Business Loans
- Student Loans
Customer Reviews & Testimonials
What an absolute pleasure dealing with FNB, they provide great customer service and gave me excellent rates and terms for my home loan
— Stellenbosch —
Very quick and easy application process. I was able to do everything online including submitting documents, signing agreements emailed to me and just scanning it back. Very good service
— Upington —
My husband and I were very satisfied with the service we received from FNB when we applied for our first home loan. We were very scared, but we went into our local branch and the lady that assisted us was so welcoming and kind in answering questions and helping us fill out the forms. Truly a wonderful experience, we wo...
— Polokwane —
- 13, Thebe Hoskins House, 4 Breda St & MILL Street, Cape Town, Gardens, 8001, South Africa
- Monday 09:00 – 16:00
- Tuesday 09:00 – 16:00
- Wednesday 09:00 – 16:00
- Thursday 09:00 – 16:00
- Friday 09:00 – 16:00
- Saturday 08:30 – 13:00
- Sunday 09:00 – 16:00