Rating based on 851 reviews
ABSA is a subsidiary of Barclays and offers South Africans some of the most advanced and comprehensive range of banking and lending products on the market.
We value and exude respect, integrity and excellence in everything that we do from our community initiative to our everyday operations.
Investing in the communities we serve
We're committed to SMME development and pour our hearts and souls into helping new start-ups and small businesses thrive. We provide unique business banking solutions, business finance and solid mentorship programmes to achieve this goal.
What ABSA can offer you
ABSA Bank offers a range of flexible financial solutions including a range of credit cards, personal loans, overdrafts, student loans and banking solutions, instant cash loans, Islamic banking and investment accounts.
Whether you need a regular debit account with low account fees or are looking to buy a home - Absa Bank offers you only the best.
Home loans from Absa Bank
If you have a home loan with us and are looking to buy a new property we will reward you for staying loyal to us by lowering your initiation fees as well as a range of additional features. We offer buy-to-let mortgages, building home loans, international mortgages and even pension powered home loans.
0 % Per annum
In a Nutshell
- Fixed-rate home loans
- Floating-rate home loans
- Interest-only home loans
- Online application
- In-store application
Buying your dream home is just one online loan application away
Prior to applying for a home loan with us, we recommend that you visit our website and review the massive range of mortgage solutions that we have available.
It's very easy to apply
At ABSA bank we want our customers to be well informed and able to make the best choice when it comes to financing their homes. For this reason, we have made it a priority to be of assistance when customers are looking at various home loan options and can, therefore, consult one of our highly trained consultants in branch or they can visit our website
Using our home loan calculators
You can make use of our home loan calculators to find out home much you can afford to pay each month and what your loan repayments and loan term will likely be. You can also initiate a web chat with one of our customer service agents who will be able to assist you with all of your questions and help get your loan application underway.
A loan that suits your needs
At ABSA bank we also understand that not all of our clients are in a position to save or have saved money in order to put down a deposit for a home. Our clients who are looking to purchase their first home without any kind of deposit may want to look into or focus on our MyHome Home Loan, which is likely to be the best product for your needs.
Eligibility & Requirements
Other Products & Services
- Bank Account
- Save and invest
Customer Reviews & Testimonials
When I wanted to purchase my first home, I did a lot of research into different banks and compared their home loan offers and services. I have to say I am very happy with the overall experience I had with this bank. They met almost all of my expectations and were very helpful along the way
Pieter Van der Merwe
— George —
Very affordable interest rates and service fees. Would recommend to others
— Uitenhage —
This was the second time we applied for a home loan with this bank. Like that we were rewarded for our 'loyalty', having lowered costs
— Cape Town —
Very affordable home loan solution, excellent service when I wanted to query and track my account and repayments
— Durban —
- 134 Adderley St, Cape Town, Cape Town City Centre, 8000, South Africa
- Monday 08:30 – 15:30
- Tuesday 08:30 – 15:30
- Wednesday 08:30 – 15:30
- Thursday 08:30 – 15:30
- Friday 08:30 – 15:30
- Saturday 08:00 – 11:00
- Sunday Closed –