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About Woolworths

Woolworths was established by Max Sonnenberg in 1931 and has since then grown and evolved to one of South Africa's largest and most prominent retailers.

Our products and services are of a superior quality and offers South African's great value for money.

One of the Best Companies to Work for

We believe that our people are the key to our ongoing success and that's why we're one of the best companies to work for offering employees pensions, medical cover and opportunities to grow their careers within the company.

Our people are here to ensure you get only the best and with us you can get a loan by completing an online loan application.

What Woolworths can offer you

Woolworths is well known as a full house clothing and food produce retailer serving products of the highest quality.

From fresh imported foods to locally sourced meat and dairy produce we offer customer the freshest, most nutritious and tasty food in the country. In addition to this our financial division also offers personal loans.

Getting to Grips with our Personal Loans

At Woolworths Financial Services we offer credit cards with fantastic rewards, store cards, insurance cover and personal loans that range from R2,000 to R75,000. Our interest rate is fixed - so you won't ever have to pay more than you initially thought! 

In a Nutshell

  •  Loan minimum R 2,000.00
  •  Loan maximum R 75,000.00
  •  Interest rate 21% per annum
  •  Loan term minimum 12 months
  •  Loan term maximum 60 months
  •  Average processing time 24 hours
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Credit to Help you Move Further FASTER!

Applying for a quick micro-loan with Woolworth is simple and easy.

You can do so by visiting us in branch and making an application or by applying for a loan online via our modern online shopping and lending platform.

Do you Qualify to Apply with Woolworths?

You will have to be over the age of 18, employed full time and earning R2,000 or more per month, in possession of a South African identity document and 3 month bank statements to apply with us.

One of the most common questions that we get asked is whether we can offer bad credit loans to people who are blacklisted or have a bad credit history.

While we evaluate each application individually, we are required by law to run a credit check to ensure the customer is in a position to afford the cash loan.

Eligibility & Requirements

  •  Credit check
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • Credit Card Accounts

Contact Details

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Opening Hours

  •  Monday 08:00 – 17:30
  •  Tuesday 08:00 – 17:30
  •  Wednesday 08:00 – 17:30
  •  Thursday 08:00 – 17:30
  •  Friday 08:00 – 17:30
  •  Saturday 08:00 – 17:30
  •  Sunday 09:00 – 13:00