Vecto Finance

Vecto Finance is a Registered Financial Service Provider / NCRCP309

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About Vecto Finance

Vecto Finance is a registered credit provider that offers people quick micro-loan online.

We treat people with respect, dignity and warmth and are always available when you need us - whether you want to discuss a new loan application or the status of an existing loan.

Transparency is the Key to our Success

At Vecto Finance we are a direct lender and, as such, are willing and able to be completely open and honest with you regarding our personal loans, our interest rates, fees and application processes.

We are also pleased to let you know that there are absolutely no penalty fees or charges for early repayment and that's certainly unique! 

What Vecto Finance can offer you

We offer loans from just R500 to a decent R10,000 to anyone who meets our minimum requirements and provides us with a complete loan application and full range of supporting documents.

Our loans can be repaid in either 12 or 24 months and we currently have an annual interest rate of 26.9%.

Get the Things you Need to get Done - DONE!

Our personal loans allow you to make purchases, pay bills and travel without getting into long term debt or committing yourself to high monthly payments.

Whether you're an existing customer or are looking to try out our services for the first time you will receive the best service and the most suitable loans.

In a Nutshell

  •  Loan minimum R 500.00
  •  Loan maximum R 10,000.00
  •  Interest rate 26.9% per annum
  •  Loan term minimum 6 months
  •  Loan term maximum 12 months
  •  Average processing time 24 hours
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Applying for a Loan Couldn’t be Easier or Faster

Applying for a loan is simple and quick and you will find out if you've been approved on the very same day and payouts are generally done in 48 hours or less.

At Vecto Finance we do not look at your credit history when deciding whether we can offer you a short term cash loan.

We simply need to ensure that you have a stable monthly income that will allow for room to make your loan repayments after all your expenses are paid.

What we'll Need when you Apply Online

To apply for a quick loan with Vecto Finance you must be aged above 18, be a South African citizen and be employed full time.

After you've completed the loan application form you must the upload a copy of your ID, your most recent pay slips and/or your bank statements for the preceding three months.

Eligibility & Requirements

  •  Must be under 65 years old at the end of loan term
  •  Credit check
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • Personal Loans

Contact Details

 Visit Website


 Physical Address

  • Unit G01 , Parc du Links Building, 9 Niblick Way, Cape Town, Somerset West, 7130, South Africa