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About Ubank

One of the things that is quite rare among banks in South Africa is personal service.

If you're fed up of feeling like you're dealing with a program rather than an actual person than Ubank is the ideal lender for you. We will treat you with dignity, respect and professionalism at all times.

We offer Long and Short Term Credit

We offer long term and short-term cash loans to South Africans who pass our affordability checks as required by the National Credit Act. If you need to refurbish your house, buy a car or just need a little extra cash, we can help you with speed and efficacy.

What Ubank can offer you

Ubank offer personal loans of up to R180,000, everyday transactional accounts and a range of some of the highest interest rate savings accounts including our Eezisave and Flexi Deposit accounts designed to help you save for your future.

In addition, Ubank also offer affordable funeral plans with large payouts.

Our Quick Loans - Designed for the Everyday South African

We offer affordable fast credit loan at a variable interest rate that is linked to prime of between R1,000 and R180,000.

Customers can enjoy a flexible repayment term of up to 72 months for larger loan amounts - making our loans more affordable and budget friendly.

In a Nutshell

  •  Loan minimum R 1,000.00
  •  Loan maximum R 180,000.00
  •  Interest rate Variable interest rate - linked to prime
  •  Loan term minimum 30 days
  •  Loan term maximum 72 months
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Early repayment

Personal Loans of up to R180,000 with Ubank

With such simple and convenient service it's no wonder our customers recommend us to their friends and family!

We're affordable, fast and convenient and are improving by the day.

Online Technology Combined with Great Customer Service

Applying for a personal cash loan with Ubank  is very simple and quick since we combine online technology with a high level of customer service.

Our staff are highly experienced and are able to assist you with all of your queries regarding your loan application.

Requirements to Apply for a Loan with Ubank

To apply for a personal cash loan you must be 18, a South African Citizen and be employed on a full time basis with a demonstratable income.

You will be required to provide a copy of your ID, your 3 month bank statements, pay slips and a utility bill.

Eligibility & Requirements

  •  Over 18 but under 65
  •  Employed full-time
  •  Self-employed
  •  Earning a stable income
  •  Credit check
  •  Good credit history
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Personal Loans

Contact Details

  •  047 401 1800
 Visit Website


 Physical Address

  • Shop 2, Super Spar Centre, Merriman Street, Eastern Cape, Butterworth, 4960, South¬†Africa

Opening Hours

  •  Monday 08:00 – 16:30
  •  Tuesday 08:00 – 16:30
  •  Wednesday 08:00 – 16:30
  •  Thursday 08:00 – 16:30
  •  Friday 08:00 – 16:30
  •  Saturday Closed –
  •  Sunday Closed –