Rating based on 1,123 reviews
About Absa Bank
As a large banking corporation with major international partnerships, we are able to offer South Africans the latest, most advanced banking and lending products with an infrastructure that's second to none.
Whether it's an everyday banking account or a large personal loan we offer you only the best.
A large product and service range - customized to you
We're one of the most popular and respected banks in South Africa and offer customers low rate home loans, flexible car and personal loans, investment and savings accounts as well as credit cards and many other useful and competitive services such as Forex and international money transfers.
What Absa Bank can offer you
ABSA offer personal loans that range from R250 - which you can get instantly as an existing customer to large loans of up to R350,000 - which can be used for financing a motor vehicle.
Our loan terms range from 60 days to 60 months and you can apply for a loan online via our banking and lending platform.
Need more than just convenience?
If you're looking for a banking and lending service provider - chances are you're looking for more than convenience. From online technology and speed to affordable rates and flexible terms - you need a bank that does more than just make big promises - and that's exactly why ABSA is the bank of choice!
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In a Nutshell
- Average processing time 1 to 24 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Early repayment
Get a payday loan within just minutes, simply apply online
Our loans are certainly all-purpose and can be used for anything - no matter how small or big.
From buying that bike that you've dreamed of owning for years to painting the interior and exterior of your home - our fast loans are suitable for just about anything.
Earning more than R2,000 per month? You can apply for a loan!
In order to apply for a loan with us, you must be a South African citizen, over 18 and currently be employed on a full-time basis and earning R2,000 or more per month. When we look to determine affordability we will use your pay slips and bank statements and consider your credit history.
Take your future into your own hands with an Absa loan
Planning for your future can be a daunting process. The largest concern that most of us have is how to afford this future that we want. This is where we come in! Absa offers a variety of student loan opportunities which allow students to borrow funds at low-interest rates. What makes us the best is that we will offer you a better rate if another lender has a rate lower than ours. We will do whatever it takes to ensure that you are on the right path to a bright future. Cover all your study expenses from tuition to accommodation and textbooks. Make the smart choice for your future and take out an Absa study loan.
Get a handle on your debt today
It is no big secret that South Africans are struggling in the current economic state of the country. With access to multiple credit cards and store cards, it can be quite easy to rack up a hefty amount of debt. Keeping up with payments and ensuring that you have budgeted correctly can become a nightmare. This is why Absa is here to help you get your debt under control with the assistance of a debt consolidation loan. A debt consolidation loan will allow you to repay all of your current debts and only repay a single loan amount monthly. Not only do you stand the chance of saving money on interest but you can also return your finances to a stable state.
Eligibility & Requirements
- Employed full-time
- Credit check
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Credit Cards
- Personal Loans
- Exspress Loans
- Study Loans
Customer Reviews & Testimonials
The diversity that I needed in a loan all wrapped in one professional and affordable package!
— Virginia —
With the help of Absa, I was able to finance my degree and start my future the way that I had always dreamed of. Thank you for help Absa!
— Bethlehem —
I did not know where to turn to; my debt had begun to spiral. But with the assistance of Absa, I was able to regain control of my financial situation.
— Soweto —
Here’s a short video about Absa Bank
- 021 525 2640
- Canal Walk Century Blvd, Cape Town, Century City, 7441, South Africa
- Monday 08:30 – 15:30
- Tuesday 08:30 – 15:30
- Wednesday 08:30 – 15:30
- Thursday 08:30 – 15:30
- Friday 08:30 – 15:30
- Saturday Closed –
- Sunday Closed –