Mpowa Finance

Mpowa Finance is a Registered Financial Service Provider / NCRCP6666

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About Mpowa Finance

We're a South African lender that offer customers across the country payday cash loans - with no hassle, delays or stress!

When you need a loan quickly or have bad credit - Mpowa Finance is here to help you out with our superior lending services.

We Offer you the Personalized Service you Deserve

We always ensure that our customers are attended to in an efficient and timorous manner - we pride ourselves in our ability to offer a friendly and personalized service. We diligently process each online loan application individually and access affordability based on income as well as credit history.

What Mpowa Finance can offer you

At Mpowa Finance we base the interest rate we offer on the NCA regulations and allow people who have poor credit to apply.

You can get a payday loan from as little as R500 to as much as R 2,500 on the same day, depending on your individual needs and income.

Considering Income and Credit History Combined

Our quick loans are available to all South African citizens over the age of 18 - whether they have good credit or have had a few bumps along the way. When we conduct our affordability checks we consider the expendable income of the applicant and not only their credit history.

In a Nutshell

  •  Loan minimum R 500.00
  •  Loan maximum R 2,500.00
  •  Interest rate 323% APR
  •  Loan term minimum 4 days
  •  Loan term maximum 33 days
  •  Average processing time 1 hour
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Getting your Payday Loan Quickly and Easily

When it comes to your money - you should be the one in control and, at Mpowa Finance, that’s exactly where you'll be.

Choose your own short term loan amount and tell us when you get paid and we'll take care of the rest.

At Mpowa Finance we have the following qualifying requirements which applicants must meet before applying with us:

  • Must be 18 or over
  • Must be a South African citizen
  • Must be employed and earning a stable income
  • Must be able to provide supporting documents

These supporting documents include your proof of address, ID, pay slips and bank statements.

What you'll be Paying

When you need a payday loan you may inadvertently overlook very important details such as the rate the lender is offering and whether or not the loan will actually meet your needs. With us we make things clear and simple and we'll do it all online!

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • Fast online Loans

Contact Details

  •  0861 228 228
  •  0866 893 708
 Visit Website


 Postal Address

  • Postnet Suite 462, Private Bag X9, Benmore, Johannesburg, 2010, South Africa