About Standard Bank
Standard Bank is South Africa's leading banking group - with the largest customer base amongst all the big players in the field.
As a Standard Bank customer you can access the most competitive online personal loans of up to R 300,000.00!
Low Rate Loans
Since we're one of the most competitive banking groups in the country you can expect to receive equally competitive quick loan interest rates - which means you take care of the things that matter while still saving money every month!
What Standard Bank can offer you
As one of the most recognized brands in the country, Standard Bank customers know who they can turn to for all of their banking and lending needs.
We offer personal micro loans of between R 3,000.00 to R 300,000.00 at the lowest possible rates!
Choosing your Loan
At Standard Bank we have engineered a range of lending products that meet the needs of the everyday South African - from car loans and home loans to credit cards and affordable quick loans online - we're a bank that aims to have it all.
In a Nutshell
- Loan minimum R 3,000.00
- Loan maximum R 300,000.00
- Loan term minimum 3 months
- Loan term maximum 5 years
- Average processing time 2 to 48 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Early repayment
Applying for a Personal Loan with SA's no.1 Bank
With branches scattered throughout the country you can simply pop into your local branch to apply for a quick micro-loan.
If you're an existing Standard Bank customer you can simply log into your online banking account and make a loan application in minutes.
Features you'll Love
Apart from our fantastic rates we also offer flexible loan terms that range from a very convenient 12 months to 72 months.
Choosing a longer loan term means that you will have lower monthly repayments so, you can still make your dreams come true without breaking the budget.
If you're an existing customer, chances are that you've already been conditionally approved for a short-term loan.
To access the loan all you have to do is click on the provided offer and our online system will do the rest. If you don’t see a conditional offer available feel free to navigate to our personal loan section and click on the "apply" tab.
Eligibility & Requirements
- Over 18 but under 65
- Employed full-time
- Credit check
- Good credit history
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Bank Accounts
- Home Loans
- Personal Loans
- Student Loans
Here’s a short video about Standard Bank
- +27 11 636 9111
- +27 11 636 9112
- 9th Floor Standard Bank Centre, 5 Simmonds Street, Johannesburg, Johannesburg CBD, 2001, South Africa
- PO Box 7725, Johannesburg, 2000, South Africa
- Monday 09:00 – 15:30
- Tuesday 09:00 – 15:00
- Wednesday 09:00 – 15:00
- Thursday 09:00 – 15:00
- Friday 09:00 – 15:00
- Saturday 08:30 – 11:00
- Sunday Closed –