RCS Loans

RCS Loans is a Registered Financial Service Provider / NCRCP38

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About RCS Loans

We're a leading online lender that offers affordable cash loans in SA.

Whether you need a small loan to help you get through a difficult month or you need a bigger loan that you bank is simply not going approve you for, RCS Loans can help you get it with the speed and simplicity that you deserve to benefit from.

We're Passionate about Finance

With a passionate and enthusiastic team of consultants we are able to offer each and every customer the personalized service that they deserve. When you apply for a quick cash loan with RCS Loans you'll be assigned a consultant who will take care of all of your needs from start to finish.

What RCS Loans can offer you

With astonishingly fast loan processing times, great customer service and flexible repayment options - we are the lender of choice for people across the country.

Whether you need a loan to take your pet to the vet's office or you want to buy a birthday gift that you cannot afford at the moment - we can help.

Our Great Loan Features

With RCS Loans you can apply for a personal cash loan of up to R125,000 and select a loan term of between 12 and 60 months. We also have an affordable maximum APR of 28% and a 24 hour turnaround time.

In a Nutshell

  •  Loan minimum R 1,000.00
  •  Loan maximum R 125,000.00
  •  Interest rate 28% per annum
  •  Loan term minimum 12 months
  •  Loan term maximum 60 months
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Is a Loan from RCS the Right Choice for you?

Worried that you won't be able to get your short-term loan fast enough?

Well, we offer one of the speediest cash loan services in the country and invite you to take advantage of it!

Choose the Right Loan Term

Rather than having to compromise on your loan amount you can adjust the loan term to suit your monthly budget and ensure that your personal loan is affordable. Now you don’t have to spend hours waiting for a reply from your bank - apply for a loan online and get a decision immediately.

No More Complications and Stress

Applying for a payday loan with RCS couldn't be easier. Our online loan application is simple, streamlined and can be completed quickly. Once you’ve made your application you will hear from us on the very same day and we will ensure you get your cash as quickly as possible - usually within 24 hours.

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Active email address
  •  Mobile
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Loans
  • Insurance

Here’s a short video about RCS Loans

Contact Details

  •  0861-729727
  •  021-597-4727
 Visit Website


 Physical Address

  • Liberty Grande Building, Voortrekker Rd & Jakes Gerwel Dr, Cape Town, Goodwood, 7460, South Africa

 Postal Address

  • PO Box 111, Goodwood, 7459, South Africa