Rating based on 1,198 reviews
About MBC Finance
MBC Finance provide South Africans with affordable, convenient and flexible personal micro-loans online.
With us you don’t need to worry about paperwork, telephone calls and meetings - we offer a 100% online loan service that will get you back on your feet in no time.
Professionalism, respect and expertise
Our staff are well-trained and will assist each and every customer with professionalism, respect and expertise. Whether you contact us by phone, send us an email or complete our online loan application directly, you will be dealt with in a friendly manner that's bound to stick with you long after you've repaid your loan.
What MBC Finance can offer you
Fully compliant with the National Credit Act, we have been diligently serving customers for more than 14 years and, offer valuable information and resources via our website.
We serve new customers with quick cash loans of between R 500 and R2,000 and existing customers with loans of up to R 4,000.
Same day approval
Applying for a loan is quick, easy and you can rest assured that you'll get your money credited to your account on the very same day. This same day approval is the very reason that customers choose to use our credit services as opposed to that of their local bank. It's simple, quick and easy!
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In a Nutshell
- Average processing time 30 minutes
- Online application
- Unsecured loan option
- Bad credit consideration
Getting a Fast Approval Loan with MBC Finance
Our loan terms are longer because we want our credit services to be affordable for everyone.
Pick a loan term that makes your repayments super affordable and does it today.
Choosing loan amounts
Before completing our loan application you need to decide how much you want to borrow and for how long. We suggest that you choose the shortest loan term so as to avoid having to pay more than necessary in the form of interest.
Apply in just 10 minutes
To complete our fast loan application form you only need about 10 minutes of your precious time! Once we've received your application and supporting documents you will hear from one of our agents in 30 minutes or less! MBC Finance existing customers can enjoy an even faster application and approval procedure by simply logging into their accounts and requesting a loan.
Which supporting documents do you need to complete your application?
Since you can apply online, you can simply upload the required documents online as well, making things easier and less of a hassle for you. The supporting documents you will need to send include a copy of your ID document, your latest payslip, your three months bank statement as well as your proof of residence.
Make use of our loan calculator to work out how much your loan could cost you for the amount you want to borrow. However, the amount you get will only be a rough estimate and you'll need to apply in order to get the actual amount. Therefore, the purpose of this calculator is just to help you get an idea of what you can expect.
Need to speak to someone directly?
If you have any questions, want to discuss something or you need assistance with your application, just fill in our short contact form and one of our friendly team members will get back to you as soon as possible to help you with whatever you need.
Eligibility & Requirements
- Employed full-time
- Credit check
- Active email address
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Personal Loans
- Cash Loans
- Online Loans
- Short Term Loans
- Long Term Loans
- Payday Loans
Customer Reviews & Testimonials
I like how convenient the application process is. All I had to do was go online and in a couple of minutes, I was done. 20 minutes later someone reverted back to me- it was that quick!
— Cape Town —
MBC Finance's customer service is out of this world! The customer service team deserves a pat on the back. Whenever I call they always treat me with respect and are very patient. They really know what they are doing!
Braam van der Walt
— Pretoria —