EC Loans

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About EC Loans

While most lenders that offer personal loans online have fairly speedy turnaround times, very few of them consider customer service as an important part of their services but, at EC Loans we do.

At EC Loans you will receive only the best service, whether you're a new customer using us for the first time or, a regular customer.

Are you short on cash?

Can't borrow from friends or family? We're a reliable online lender that deals with such problems in an innovative way. Don't spend another second scouring through lenders websites and trying to find a credit solution that meets your individual needs - visit EC Loans online and apply for a loan online in just 5 minutes.

What EC Loans can offer you

At EC Loans we offer loans of between R1,000 and R120,000 to South Africans who need a cash boost quickly.

You can choose a loan term that starts at 12 months and stretches all the way up to 84 months. Our current APR is 28% - which is highly competitive amongst online lenders.

Take Care of Emergency Expenses - FAST

When money is tight it may seem like everything that could go wrong is going wrong. If your car has broken down or you need to change your tires and you account is empty what do you do. We can offer you a quick cash loan to help you pay for the repairs and get you back on the road.

In a Nutshell

  •  Loan minimum R 1,000.00
  •  Loan maximum R 120,000.00
  •  Interest rate Maximum of 28% per annum
  •  Loan term minimum 12 months
  •  Loan term maximum 84 months
  •  Average processing time 2 hours
  •  Online application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Is EC Loans the Right Lender for you?

Are you tired of having to wait in a queue at the bank every time you need to take out a small cash loan? Well now you don’t have to.

Applying for a loan will take a few minutes and you can have the money in your account within a few hours!

Borrow up to R120,000 with us

We offer loans from R1,000 all the way up to R120,000 and, we make selecting you loan amount easy with our accurate loan calculators which will tell you how much you will pay each month for your desired loan amount and term. Select, adjust and apply today!

What you'll Need to Apply at EC Loans

If you are over the age of 18, have a full time job and need a loan than you meet our eligibility requirements and can apply for a fast loan on our website today! Don’t forget to have your ID, pay slips, recent bank statements and proof of address handy.

Eligibility & Requirements

  •  Credit check
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Fast Loans
  • Bad Credit Loans
  • Cash Loans
  • Unsecured Loans

Contact Details

 Visit Website


 Physical Address

  • 14 Bloem Street, Cape Town, Kraaifontein, 7560, South Africa