African Bank

African Bank is a Registered Financial Service Provider / NCRCP7638

image of African Bank

About African Bank

Having recently gone through a restructuring process, African Bank has now opened its doors as a new service provider with a whole new set of goals, a mission worth fighting for and a bigger and better vision.

We're not just a bank - we're a part of a colorful nation and continent.

We're the People's Bank

African Bank is the bank for the people. We care about our employees, our customers and the communities within which we operate and strive to serve them with the greatest degree of compassion and understanding - adding a personal touch to everything we do from answering our phones to serving customers with short-term loans.

What African Bank can offer you

African Bank seeks to grow its customer base and market share by offering South Africans a little more than what they're used to getting from their bank.

From insurance and wealth management to bank accounts and personal loans - we meet the needs of the people.

Lending with African Bank

We offer quick cash loans from as little as R 500.00 to R 200,000.00 at incredibly affordable rates and with the most flexible terms you'll find.

If you're looking for a loan and need it quickly, African Bank is here to make sure you get what you need as quickly as you need it.

In a Nutshell

  •  Loan minimum R 500.00
  •  Loan maximum R 200,000.00
  •  Interest rate From 10.5% to 28% per annum
  •  Loan term minimum 3 months
  •  Loan term maximum 72 months
  •  Average processing time 2 to 24 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment

Personal Loans at African Bank - Get one Now

African Bank has a number of branches scattered throughout the country but, we also offer customers the opportunity to apply for a personal loan through our online platform and in the comfort of their own homes.

Great Loan Features

Apart from our obvious short-term loan flexibility and affordability we have a number of loan features that set us apart from the rest.

One such feature is the ability to take a repayment holiday once a year. This can make your money go further during the Christmas period or during your annual leave.

Apply Online Today

African Bank likes to stay ahead by offering customers an online loan application service. To apply for a quick loan all you need to do is visit our website and start your application today.

Eligibility & Requirements

  •  Credit check
  •  Good credit history
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Personal loan
  • Consolidation loan
  • Prime loan
  • Silver credit card
  • Gold credit card

Here’s a short video about African Bank

Contact Details

 Visit Website


 Physical Address

  • Shop LG9A, Ground Floor, Pan Africa Shopping center, crn Watt and Third Street, Johannesburg, Wynberg, 2000, South Africa

 Postal Address

  • Private Bag x170, Midrand, Johannesburg, 1685, South Africa

Opening Hours

  •  Monday 08:30 – 17:00
  •  Tuesday 08:30 – 17:00
  •  Wednesday 08:30 – 17:00
  •  Thursday 08:30 – 17:00
  •  Friday 08:30 – 17:00
  •  Saturday 09:00 – 13:00
  •  Sunday closed –