National Debt Mediation Association

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About National Debt Mediation Association

The National Debt Mediation Association (NDMA) is an organization that aim to educate South Africans about debt where it matters the most.

We offer debt counselling services and debt mediation and have one of the country's largest network of partnerships.

We do More than just Debt Counselling

As a non-profit organization you can rest assured that we have your best interests at heart and that we will do whatever it take to educate, transform and relive bad debt situations for as many as South Africans who need the help and are willing to go through with the necessary process.

What National Debt Mediation Association can offer you

We are also instrumental to changes in National policies and legislation, strive to educate and empower South Africans on how to avoid bad debt and how to crack down on debt.

We offer debt counselling services for consumers who are able to qualify for debt counselling and simply offer the most comprehensive and effective solutions to debt in the country.

Our Approach to Debt Problems is Unique

Our website offers consumers a mass of information about debt, how to deal with debt, what to do when you're being harassed creditors, how to deal with Section 129 Letters, how to manage your finances and how to save money. We believe that debt counselling is only effective if combined with effective education.

In a Nutshell

Your Options for Dealing with Debt at NDA

If you're struggling with debt you can contact us to find out the best and most suitable solutions for your individual situation.

We can provide you with debt counselling services which is a legal process that will enable you to reduce the amount that you pay towards debt every month and therefore reduce your monthly repayments.

Things to Know About Debt Counselling

Debt counselling is not free and you will be charged according to the fee guidelines set out by the National Credit Act. You can view these fee guidelines  on our website or on the website of the National Credit Regulator (NCR). Although your creditors will be unable to harass you and take legal action against you the debt counselling process is a legal process and you must also stand by your responsibilities which means you must make the necessary repayments and not take on any more credit like payday loans or personal loans until the process is completed and you've been issued with a clearance certificate.

Eligibility & Requirements

Other Products & Services

  • Debt Mediation
  • Debt Counselling
  • Credit Bureau Report
  • Employer Assitance Programs
  • Court Annexed Mediation

Here’s a short video about National Debt Mediation Association

Contact Details

 Visit Website


 Physical Address

  • Ground Floor, Silver Fern Building, Fernridge Office Park, 5 Hunter Ave cnr Bram Fischer, Randburg, Ferndale, 2125, South¬†Africa

 Postal Address

  • P.O Box 7068, Cresta, 2118, South¬†Africa