Rating based on 1,398 reviews
About SA Home Loans
As the country's 5th largest provider of home loans - we can proudly say that we've been able to expand and establish ourselves as a leader in just 10 years - much faster than all of our competitors.
We're a home loan provider that cares about the well being of our customers and strive to assist them with all their home loan needs.
A new modern approach to property finance
Unlike our competitors, we're a vibrant, modern and energetic company that is always looking for new ways to make our products and services better. When it comes to investing in your own home and taking charge of your financial future no one does it better than SA Home Loans - your partner for life!
What SA Home Loans can offer you
We're a home loan provider that strives to do things in a better, more efficient and more tailored way than everyone else.
Our home loans and personal loans are competitively priced so you can rest assured that you're getting the best value for money and saving money as well!
Consolidate debt with your home loan
If you have a home loan with us and are interested in consolidating debt than we can help you by providing you with an additional R70,000 when you need it. This personal loan will be added to your bond and repaid as per normal with the same interest rate and terms as before.
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In a Nutshell
- Average processing time 24 hours
- Online application
- In-store application
- Secured loan option
- Early repayment
We're a home loan provider that strives to do things in a better, more efficient way
We understand that the unexpected can happen and that you may encounter financial difficulty or problems managing your smaller debts at some point in your life.
Our debt consolidation solution which ties into your home loan is the cheapest alternative to a traditional personal loan and can offer you the low interest and long repayment terms you need to deal with debt.
Apply online and check for affordability
You can apply for a loan online with SA Home Loans, call us during business hours or even send us an email. We will then help you go through a comprehensive affordability assessment to help determine if you can afford the credit you are looking for and how much and for how long you should borrow it for. With SA Home Loans you loan will carry a fixed interest rate for the full term of the loan - making it easier to budget in the short and long term.
A hassle-free application process
Applying online could not be easier. We've made the entire process as straightforward and as smooth as possible, ensuring that you not only get through it quickly but you don't have to deal with any hassle as well.
We are a team that you can trust
Our priority is our customers and making sure that we can provide you with what you need right when you need it. And in order to do that, we need a team of people who can deliver top-class customer service- luckily, we have just that. So you can put your trust in us and have the peace of mind in knowing that you're dealing with professionals who know how to help you handle your debt.
We give you useful information
In addition to providing you with a loan, we also have a lot of useful information available to you on our website that you can read through at any time. So if you want to get a better understanding of what getting a debt consolidation loan will really entail, simply take out your phone or laptop and read through our easy-to-understand blogs.
Eligibility & Requirements
- Credit check
- Recent pay slips
- Bank statements
Other Products & Services
- Home Loans
Customer Reviews & Testimonials
I got such a great debt consolidation deal with SA Home Loans which helped me sort out my finances a whole lot faster. You guys are awesome!
— Port Elizabeth —
My debts were piling up to the point where things were getting out of control because my finances were just all over the place. After speaking to one of your customer consultants, I submitted my application for a loan to consolidate my debts and I was approved in no time. I am so happy to be a SA Home Loans customer!
— Durban —
I'd recommend SA Home Loans any day; they offered me such an affordable debt consolidation loan- I couldn't be happier
— Kimberley —