Rating based on 479 reviews
As a premier banking group that aims to ensure our customer's financial needs, obligations and goals are met through resourcefulness, dedication and great attention to detail we are the bank of choice for those who are going places.
From the little things to the BIG ones - we're here for you
From everyday bank accounts to complex debt consolidation and vehicle finance solutions we know what we're doing and our achievements and successes prove it. If you want to work with a bank that cares about you and wants to propel you the level you want to be at - choose Nedbank.
What Nedbank can offer you
Nedbank is a preferred supplier of financial services and products from personal loans to vehicle finance, Forex, savings and investments as well as everyday banking - we offer a full spectrum of products and services with a modern twist and incredible innovation.
Consolidate debt with Nedbank
We offer personal loans of up to R200,000 which can be used to consolidate a variety of unsecured credit that is incurring high levels of interest and is becoming difficult to manage. Our loan terms of up to 60 months are ideal for making the transition from being unable to manage debt to having enough left over income to live comfortably.
0 % Per annum
In a Nutshell
- Average processing time 2 to 48 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Early repayment
We are the bank of choice for those who are going places
In order to increase your chances of successfully consolidating your debt it is imperative that you evaluate your debt situation closely to ensure that it is the right option for you.
Although there are many benefits to consolidating there are also many negatives that should be understood and weighed up. For instance, the very act of consolidating your debt means that you'll be taking out a new loan in order to pay off existing debts, therefore before you decide to go ahead with a debt consolidation loan you need to be sure that you can afford it, otherwise you'll just be adding more debt onto your plate, which is the opposite of what we want.
You can quickly apply online
As a financial services provider that is dedicated to saving you both time and money, we have made it possible for you to apply for a debt consolidation loan or personal loan online in just a quarter of an hour or less. You will need to provide a range of supporting documents in conjunction with the fully completed loan application form to have your loan request processed.
Which documents do you need to apply?
You will need to send us a copy of your South African ID document or smart card, your recent payslips or letter of employment (contract workers), three months stamped bank statements that reflect your salary, and your proof of residence which is not older than three months. Make sure that you have all of these documents at hand when applying so that the processing of your application will not be delayed.
We tailor our loans for you
Because we believe in treating every one of our customers as individuals, this in turn also means that we believe that our loans should be personalised to your needs. Therefore, taking into account your individual situation, we'll go the extra mile to find you a debt consolidation loan that helps you tidy up your finances while still being suitable for what you can manage.
Eligibility & Requirements
- Over 18 but under 65
- Employed full-time
- Credit check
- Good credit history
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Bank Accounts
- Credit Cards
Customer Reviews & Testimonials
Have nothing but good things to say about Nedbank. You guys are amazing! You helped me get a loan to manage my debts when I really needed it and I'm so thankful because now I don't have to worry about money anymore; thanks to you I've got that covered now.
— Johannesburg —
I love how easy it is to apply for a loan. It literally only took me minutes!
— Cape Town —
I just had to give a shout out to the Nedbank team for assisting me with getting my loan so quickly. I've never experienced such an efficient and fast service when it comes to getting a loan. You should give yourselves a round of applause!
— Nelspruit —
- 021 464 3940
- Gardens Shopping Centre, 22 Upper Mill St, Gardens Centre, Cape Town, Oranjezicht, 8001, South Africa
- Monday 08:30 – 16:00
- Tuesday 08:30 – 16:00
- Wednesday 08:30 – 16:00
- Thursday 08:30 – 16:00
- Friday 08:30 – 16:00
- Saturday 08:30 – 12:00
- Sunday Closed –