African Bank

African Bank is a Registered Financial Service Provider / NCRPC7638

image of African Bank

About African Bank

When it comes to banking services you want to use a bank that is big enough to offer you all the bells and whistles but, that will not forget that you're still a person behind all those digits.

If you're looking for a reliable lender that is looking to make a big difference in small ways - choose African Bank!

An Innovative and Transparent Credit Provider

We are committed to being open, accurate and honest with our customers and have provided comprehensive details on our interest rates and fees on all of our credit products which include personal loans and our Silver and Gold credit cards among our investment and insurance schemes and products.

What African Bank can offer you

We offer two Visa credit card products which are our silver and gold cards.

Our card provide you with medical, legal  and emergency services as well as extended warranty and purchase protection that ensures you're taken care of against faulty and below standard products.

Investments, Insurance, Credit Cards and Loans

At African Bank we offer personal loans, debt consolidation loans, credit cards, a range of investment accounts as well as insurance products including credit life, funeral cover, crime injury and personal accident products.

In a Nutshell

  •  Interest ranges 2% to 3% per annum variable interest rates
  •  Interest-free purchase periods 60 days
  •  Annual fee ranges R820.80 per annum
  •  Average processing time 48 hours
  •  Online application
  •  In-store application

Securing a Credit Card with African Bank

In order to find out more about our two distinct credit card products you can visit our website and download a range of PDF's including our brochure which detail all the fees, charges and interest rates, the feature and benefits as well as details on functionality and online services.

You can also download the terms and conditions for our credit cards, budget guides and forms that help you to apply for credit online.

How we use Credit Scores

Your credit score will be calculated based on your credit history and profile and will be used to determine if you are eligible for a credit card and the interest rate that will apply to your credit card.

You can also check your own credit record online and get a free copy from one of the many credit reporting agencies in the country once a year.

Eligibility & Requirements

Other Products & Services

  • Loans
  • Credit
  • Investments
  • Insurance

Here’s a short video about African Bank

Contact Details

 Visit Website


 Physical Address

  • 59,16th Rd, Johannesburg, Midrand, 1685, South¬†Africa

 Postal Address

  • Private Bag x170, Midrand, Johannesburg, 1685, South¬†Africa

Opening Hours

  •  Monday 08:30 – 17:00
  •  Tuesday 08:30 – 17:00
  •  Wednesday 08:30 – 17:00
  •  Thursday 08:30 – 17:00
  •  Friday 08:30 – 17:00
  •  Saturday 09:00 – 13:00
  •  Sunday Closed –