Rating based on 720 reviews
About African Bank
When it comes to banking services you want to use a bank that is big enough to offer you all the bells and whistles but, that will not forget that you're still a person behind all those digits.
If you're looking for a reliable lender that is looking to make a big difference in small ways - choose African Bank!
An innovative and transparent credit provider
We are committed to being open, accurate and honest with our customers and have provided comprehensive details on our interest rates and fees on all of our credit products which include personal loans and our Silver and Gold credit cards among our investment and insurance schemes and products.
What African Bank can offer you
We offer two Visa credit card products which are our silver and gold cards.
Our card provides you with medical, legal and emergency services as well as extended warranty and purchase protection that ensures you're taken care of against faulty and below standard products.
Investments, insurance, credit cards and loans
At African Bank we offer personal loans, debt consolidation loans, credit cards, a range of investment accounts as well as insurance products including credit life, funeral cover, crime injury and personal accident products.
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In a Nutshell
- Interest ranges 2% to 3% per annum variable interest rates
- Interest-free purchase periods 60 days
- Annual fee ranges R820.80 per annum
- Average processing time 48 hours
- Online application
- In-store application
African Bank is the trusted name when it comes to credit card providers
In order to find out more about our two distinct credit card products, you can visit our website and download a range of PDF's including our brochure which details all the fees, charges and interest rates, the feature and benefits as well as details on functionality and online services.
You can also download the terms and conditions for our credit cards, budget guides and forms that help you to apply for credit online.
How we use credit scores
Your credit score will be calculated based on your credit history and profile and will be used to determine if you are eligible for a credit card and the interest rate that will apply to your credit card.
You can also check your own credit record online and get a free copy from one of the many credit reporting agencies in the country once a year.
We will call you back
All you have to do is click on the option call me back and insert your details and we will call you and help you apply or perhaps help you with your query you may have. We will endeavour to help you in our best ability.
We would like to make your life easy by letting you apply online. All you have to do is fill in all the sections that you are required to do and upload your required information and will let you know in a max of 48 Hours.
Calculate your payments
We have made sure that if you would like to see how much you will be paying per month on either your loan or credit card depending on the amount you are spending you can do that by checking out the calculator and placing your amounts in. With us we have fixed deposits helping you with better rates and payments
We promise to help you
Whatever you are looking for you will be able to find it through us we guarantee you; we can offer you a huge variety at African Bank. We have loans that will suit your credit cards and insurance we can even help you with investments all you have to do is ask.
Eligibility & Requirements
Other Products & Services
Customer Reviews & Testimonials
I heard about the company through a friend and asked them to give me a call and had my credit card sorted out in no time great service.
— East London —
I went travelling and my credit card had been misplaced this great team helped me get a new card and I was treated fantastically.
— Cape Town —
This company has been with me every step of the way when I took my first loan with them and now I ask them for advice on my advisements and more they have made me feel grateful for the way they care and lovely service.
— Mpumalanga —
Here’s a short video about African Bank
- 59,16th Rd, Johannesburg, Midrand, 1685, South Africa
- Private Bag x170, Midrand, Johannesburg, 1685, South Africa
- Monday 08:30 – 17:00
- Tuesday 08:30 – 17:00
- Wednesday 08:30 – 17:00
- Thursday 08:30 – 17:00
- Friday 08:30 – 17:00
- Saturday 09:00 – 13:00
- Sunday Closed –