Rating based on 1,634 reviews
About Transaction Capital Business Solutions
Transaction Capital Business Solutions, formally known as Rand Trust is a specialist business finance solution provider that has been operating since 1958.
We continue to grow our business and expand our operations to meet the ever-changing need of our customers with innovation, precision and expertise.
Unique finance solutions for South African SME's
At Transaction Capital Business Solutions we understand that banks do not always deliver the business finance and loan solutions that you need and that sometimes you have no choice but to look elsewhere. With us you can increase your existing overdraft limit to ensure you have the necessary funds to continue business operations with no delays.
What Transaction Capital Business Solutions can offer you
At Transaction Capital Business Solutions we offer debtor finance, trade finance, credit insurance and a range of legal services designed to serve South African SME's.
Also known as invoice discounting, debtor finance is a service that offers you access to credit for your business without requiring you to take on additional debt or change existing lines of credit agreements.
Trade finance from transaction capital business solutions
If your businesses own equity in a property and your require some working capital to continue with your daily business operations or fund growth we can offer you a short term loan or a revolving line of credit that meets your needs and keeps your finances healthy.
0 % Per annum
In a Nutshell
- Average processing time 5 days
- Online application
- In-store application
For finance that grows with your business, apply with us online
Unlike large banks and traditional credit providers, we offer tailored credit solutions which grow with and as your business does.
With no credit limits, we are able to offer you a business credit solution that meets your needs in a flexible manner that is not generally achieved with bank overdraft facilities.
Leveraging our infrastructure and stimulating business growth
When making use of our invoice discounting or factoring services you do not have to worry about losing the relationships you have built with your customers and by leveraging our expertise and infrastructure you can stimulate business growth and focus on your business while we collect payments from your debtors.
Can I seek financial guidance before I apply for a business loan?
We know that certain customers may not be too familiar with the processes that our credit plans offer and that is why we have a team of experts who will help throughout your entire business loan application.
This is so that you don’t find yourself in a situation where you have applied for a loan that will prove to be too costly for you to pay off. Always stick well within your financial boundaries to ensure that the payments are controllable.
Can I get a response before the end of one business day?
Part of our promise to clients is to ensure that we give them a response on the same day they made their business loan application. We know that most clients usually want to make use of the money right away and that is why we don’t waste any time on delaying them.
Why was my loan application declined?
The most common problem that we have experienced with customers whose business loan applications have been declined is due to their lack of affordability or the fact that their organization isn’t performing too well financially. We will always give you valid reasons why we had to decline your business loan application.
Eligibility & Requirements
Other Products & Services
- Debtor Finance
- Benefits of Debtor Finance
- Benefits of Invoice Discounting
- Property Backed Loans
- Outsourced Credit Management and Collections
Customer Reviews & Testimonials
I am happy that Transactional Capital Business Solutions approved my business loan, I can finally start to live my dream.
— Krugersdorp —
Without the help of Transactional Capital Business Solutions, my business would have never opened its doors to the public.
— Sandton —