Transaction Capital Business Solutions

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About Transaction Capital Business Solutions

Transaction Capital Business Solutions, formally known as Rand Trust is a specialist business finance solution provider that has been operating since 1958.

We continue to grow our business and expand our operations to meet the ever changing need of our customers with innovation, precision and expertise.

Unique Finance Solutions for South African SME's

At Transaction Capital Business Solutions we understand that banks do not always deliver the business finance and loan solutions that you need and that sometimes you have no choice but to look elsewhere. With us you can increase your existing overdraft limit to ensure you have the necessary funds to continue business operations with no delays.

What Transaction Capital Business Solutions can offer you

At Transaction Capital Business Solutions we offer debtor finance, trade finance, credit insurance and a range of legal services designed to serve South African SME's.

Also known as invoice discounting, debtor finance is a service that offers you access to credit for your business without requiring you to take on additional debt or change existing lines of credit agreements.

Trade Finance from Transaction Capital Business Solutions

If your businesses own equity in a property and your require some working capital to continue with your daily business operations or fund growth we can offer you a short term loan or a revolving line of credit that meets your needs and keeps your finances healthy.

In a Nutshell

  •  Average processing time 5 days
  •  Online application
  •  In-store application

Finance that Grows with your Business

Unlike large banks and traditional credit providers we offer tailored credit solutions which growth with and as your business does.

With no credit limits we are able to offer you a business credit solution that meets your needs in a flexible manner that is not generally achieved with bank overdraft facilities.

Leveraging our Infrastructure and Stimulating Business Growth

When making use of our invoice discounting or factoring services you do not have to worry about losing the relationships you have built with your customers and by leveraging our expertise and infrastructure you can stimulate business growth and focus on your business while we collect payments from your debtors.

Eligibility & Requirements

Other Products & Services

  • Debtor Finance
  • Benefits of Debtor Finance
  • Benefits of Invoice Discounting
  • Property Backed Loans
  • Outsourced Credit Management and Collections

Contact Details

 Visit Website


 Physical Address

  • 342 Jan Smuts Ave, Johannesburg, Parktown, 2193, South¬†Africa