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About Genrand

Having noticed the often strained and distant relationships between business owners and their banks, Genrand identified a gap in the business financing sector that could only be filled by a capable and attention orientated business model.

We now offer business finance solutions that are tailored to meet their needs quickly and with simplicity.

From Humble Beginnings to a Major Player

Genrand initially began operations with a single product offering to businesses and has now grow and expanded its offering to include a range of mainstream offerings. This growth can be attributed to our exceptional customer service coupled with expertise, professionalism and a passion for business.

What Genrand can offer you

We offer a range of mainstream business finance options and are able to assist businesses operating in the property sector with expertise and tailored solutions.

We offer bridging finance, residential and commercial bonds, medium term business loans, invoice and debtors financing as well as debt consolidation loans.

Unsecured Business Finance for turnovers exceeding R1 million per annum

Genrand offer unsecured business loans to a range of industries including restaurants, shops and retails which offer you a decent sized loan which can be used for expansion, purchase of equipment and to deal with cash flow needs. Businesses applying for unsecured finance must have a turnover of R1 million or more per annum.

In a Nutshell

  •  Loan minimum R 50,000
  •  Loan maximum R 1.5 million
  •  Loan term minimum 6 months
  •  Average processing time 72 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option

Get your Tailored Business Finance Solution Online

We accept online loan application and can have your quick loan credited within 3 working days.

In order to qualify for an unsecured loan your business must have a verifiable history of no less than 12 months and an annul turnover of R1 million or more. We also require a clear ITC record and that the business be a registered entity.

Loans for Property Developers, Agents and Investors

We offer medium term business loans which can offer 50% of the value of the property being borrowed against with a term of between 4 and 12 months. We also offer invoice discounting services where you get to choose which invoices will be factored and which will not. Our services are designed to be flexible and meet a wide array of needs in the property sector.

Eligibility & Requirements

Other Products & Services

  • Property Bridging Finance
  • Residential Bonds
  • Commercial Bonds
  • Debtors Financing/Invoice Factoring
  • Medium Term Loans
  • Home Rescue
  • Medium Term Loans to Property Developers
  • Debt Consolidation - Private Funding/Non-Bank
  • Unsecured Business Finance

Contact Details

 Visit Website


 Physical Address

  • Suite 141 A, Millennium Business Park Block E, Edison Way, Cape Town, Century City, 7446, South Africa

 Postal Address

  • Postnet Suite #444, Private Bag X3, Bloubergrant, Cape Town, 7443, South Africa