Rating based on 740 reviews
About Bidvest Bank
Bidvest Bank is a smaller second-tier South African banking institutions that offers both individuals and businesses a range of financial products and services.
We have a unique approach to business finance and offer customer better service and personalized attention at low rates.
Filling up gaps in the market
At Bidvest Bank we don’t do things in the same way that our mainstream competitors do. We are better placed and better equipped to manage and deal with business finance and therefore offer unique solutions that fill up major gaps in the South African business finance market.
What Bidvest Bank can offer you
Bidvest Bank offers both vehicle and asset finance as well as working capital loans to South African businesses that are growth orientated and are seeking a personalized financial solution.
Whether you're looking to perform maintenance on your fleet, purchase new equipment or simply ensure your day to day operations run smoothly we will offer you a unique quick cash solution.
Serving your business with exceptional expertise
Whether you're running a factory or a logistics company Bidvest bank will review your finances and talk to you about your needs in order to determine the best business loan or banking solution for you. We have a panel of business finance experts that are ready to put their years of knowledge, experience and training to work to get you financed fast.
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In a Nutshell
- Average processing time 72 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
We have a unique approach to business finance and offer customer better service and personalized attention at low rates
Whether it's asset based finance or working capital that you're after, Bidvest Bank is here to hear you out and tailor a solution to meet your needs.
In addition to business finance, we also offer banking solutions designed for businesses just like yours and will arrange facilities to help you achieve your bottom line and grow your business simultaneously.
Applying online for business finance
In order to make a loan application for a working capital loan or asset finance with Bidvest Bank - you must be an existing customer. This means that your business must be making use of our banking solutions. If you are an existing customer you can make an online loan application or request a call back through our website or simply give us a call. You can also apply in branch at a time that suites you.
Knowing where your financial boundaries lie
As much as you would like to be assisted when it comes to your business loan, we can’t help you if you can’t afford the credit plan or if you qualify for a lower rate. It is important that you check the affordability of your business before you opt for an advance that will be too difficult for you to pay up.
It is also important that you don’t apply for an amount that you don’t really need. Should you find that you qualify for an amount that is significantly larger than what you applied for, stick to the amount that you requested in the loan application. Financial discipline goes a long way and in essence, that is how you can ensure that your credit profile remains in good standing.
I am struggling to pay my business loan on time
Failing to meet your financial obligations on time will render extra charges to your business loan. Don’t wait for the date of your debit order to notify us that you are undergoing financial difficulties, notify us as soon as possible.
A constant pattern of missed or late payments will eventually have a negative effect on your credit profile.
Eligibility & Requirements
Other Products & Services
- Forex Services
- Vehicle Finance
Customer Reviews & Testimonials
The interest rates at Bidvest Bank for business loans are incredibly low and affordable.
— Bedford View —
I was able to start my business with the help of the credit plan I got from Bidvest Bank.
— Pretoria —
Applying for a Bidvest Bank business loan was not only easy, but it was also fast and convenient too.
— Durban —
- 11th Floor, Rennie House, 19 Ameshoff St, Johannesburg, Braamfontein, 2001, South Africa
- P O Box 185, Johannesburg, 2000, South Africa
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday Closed –
- Sunday Closed –