Xcelsior is a Registered Financial Service Provider / NCRCP4752

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About Xcelsior

Xcelsior is a registered credit provider that offer South Africans a faster and more convenient alternative to personal loans offered by large traditional banks.

With us you can get a quick cash loan with no affordability check and no long application procedures.

A Unique Approach to Finance in SA

In an era where the corporate institutions and large banks hold all the power it's refreshing to find a lender that does it a little differently. At Xcelsior we pride ourselves in being able to offer customers something that banks cant - large short-term loans at incredible speeds!

What Xcelsior can offer you

Unlike big lenders we're not going to drown you with jargon and unintelligible rates, stats and sums because we're simple and we're going to keep it this way.

We offer South Africans quick cash loans of between  R 5,000.00 and a very decent R 500,000.00 that you can use as you wish.

Vehicle as Security

In order to qualify for a loan you must be able to provide security in the form of a vehicle. We will then appraise the vehicle and offer you a cash loan based on this estimated value. This means that you can get cash on the same day that you apply - saving you lots of time!

In a Nutshell

  •  Loan minimum R 5,000.00
  •  Loan maximum R 500,000.00
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Getting a Quick Loan with Xcelsior

We've been offering people secured personal loans for a number of years and have refined the loan application process to the point of perfection.

Vehicles we Accept

At Xcelsior we accept a wide range of vehicles from sedans and hatch backs to motor bikes and jet skies you can put up almost any kind of vehicle for a bad credit loan.

Once your vehicle has been appraised and we've made you an offer you will receive your cash in just 45 minutes!

How it Works

With 6 branches across Gauteng applying for a secured fast loan couldn’t be easier.

The vehicle must be stored in our secure facility for the duration of the loan term and, should you be unable to pay we will sell the vehicle and reimburse you the balance.

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Active email address
  •  Mobile
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Cash payout in 30-minutes

Contact Details

 Visit Website Apply Directly


 Physical Address

  • Building 2, Villebois Office Park Cnr De Villebois & Jacques Streets, Moreleta Park, Pretoria, Gauteng, 0181, South Africa