About Izwe Loans
Izwe Loans has operations spanning 4 African countries including South Africa, Kenya, Ghana and Zambia.
We are a registered credit provider that offer unsecured bad credit loans to customers who meet our income criteria and provide us with the necessary supporting documentation.
Affordability is ensured by our 60 month loan terms.
We are an online lender and offer an alternative solution to traditional bank loans - we offer fast cash loans online without the need for security. We're a reliable lender and strive to ensure that our customers can always afford to make the repayments that we set up.
What Izwe Loans can offer you
At Izwe Loans we make an effort to get to know you and understand you financial needs and circumstances.
If you're blacklisted and need a personal loan for bad credit - we can offer you a personal cash loan solution that you won't be able to get at a bank.
Loans of up to R 50,000
At Izwe Loans we offer medium sized unsecured quick cash loans that range from R 1,000 to R 50,000 with loans terms of between 9 months and 5 years. We can therefore tailor a repayment schedule to meet your individual income and financial situation better than any other lender.
In a Nutshell
- Loan minimum R 1,000.00
- Loan maximum R 50,000.00
- Loan term minimum 9 months
- Loan term maximum 5 years
- Average processing time 24 hours
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Get your Financial Needs Met at Izwe Loans
South Africans choose to use us as their preferred credit provider because of a number of factors including:
- We offer longer loan terms for tighter budgets
- We have complete rate and fee transparency
- We offer competitive rates
- We offer a 100% online quick loan application
- We boast great customer service and support
It shouldn’t have to take you hours to apply for a personal loan, just in the same way that you shouldn’t have to wait for weeks to hear from your bank about the results of your credit application. At Izwe Loans, in addition to affordable rates, we also strive to complete the transaction as fast as possible and have your loan credited in under 24 hours.
Your Supporting Documents and Applying Online
In order to apply for a bad credit loan with us you will have to send us your bank statements, pay slips and a copy of your ID. Our loans are unsecured which means that you don’t have to be a homeowner to get one and you can apply online at any time.
Eligibility & Requirements
- Employed full-time
- Credit check
- Recent pay slips
- Bank statements
Other Products & Services
- Personal Loans
- Building Loans
- Student Loans
- Consolidation Loans
- General Loans